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Whole Person Injury
Catastrophic Impairment Assessment Concerns
Last Updated: August 24 2026
Question: How is a whole person injury understood when deciding whether a person has a catastrophic impairment under Ontario accident benefits rules?
Answer: In Ontario accident benefits, a “whole person injury” generally refers to an overall functional impairment across the person’s body system or activities, not just one isolated symptom, and it is used to determine whether the injury meets the threshold for catastrophic impairment. This usually involves how the impairment affects major daily functions and whether the medical evidence supports that the person has sustained a severe, ongoing level of impairment that satisfies the catastrophic definition under the Statutory Accidents Benefits Schedule. If you are trying to assess catastrophic impairment in a personal injury auto-claim context and want to present your case information clearly and consistently in your marketing materials for clients across Ontario, Marketing.Legal™ can help with lawyer and paralegal digital marketing that turns legal topics into conversion-ready pages; call (800) 551-5751 to get started.
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